| What is the effect of the legislative changes to car insurance in New Brunswick? |
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| On June 13, 2003, the New Brunswick government introduced changes to the regulations under the Insurance Act which affect a car accident victim's ability to recover damages for injuries sustained. |
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| These changes only affect people who have injury claims arising from a car accident after July 1, 2003. If you were injured before July 1, 2003 your rights have not been affected. |
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| For those who are subject to these new regulations, the limitations imposed by the government are as follows: |
| A. | In order to recover damages for pain and suffering, your injuries must be a serious permanent disfigurement or a serious permanent impairment as defined in the regulation. |
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| B. | If you do not meet that test, your damages for pain and suffering are limited to $2,500.00 |
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| At this point in time, which injuries will satisfy the above tests has yet to be determined by our Courts. |
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| In addition, a person's claim for loss of wages, loss of earnings capacity, loss of homemaking capacity, loss of competitive advantage and damages for future care are NOT affected. |
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| If you have been injured in an accident, whether before or after July 1, 2003, it is still a good idea to consult a lawyer to determine what your rights and possibilities of recovery are. |
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| Please call one of our lawyers for a free consultation or contact us using the contact form on our website. |
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